STRADA is an insurance package that covers you against liability, accidental damage, and accidents.
| STRADA BASIC | STRADA COMPACT | STRADA OPTIMA | |||||||
| Basic package that gives you value for money | Solid basic coverage | Package tailored to your needs | |||||||
| Not available online | |||||||||
| Liability insurance | |||||||||
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| Amount of insurance | CHF 100 million | CHF 100 million | CHF 100 million | ||||||
| Deductible
Drivers above age 25 Drivers below age 25 | CHF 0 CHF 1,000 | CHF 0 CHF 1,000 | CHF 0 CHF 500 CHF 500 CHF 1,000 CHF 1500 | ||||||
| Accidental damage insurance | |||||||||
| Insured value of vehicle |
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| Selectable:
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| Free choice of repair shop in case of damage | 
| Selectable | 
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| Partial accidental damage | |||||||||
| Damage by natural forces, fire, snow slides, animals and martens |
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| Glass breakage (windows)
Replacement where you choose, e.g. at work |
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| Glass breakage Plus (all glass) |
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| Selectable | ||||||
| Theft / malicious damage |
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| Mobility (assistance)
Mobile again in one hour |
| Switzerland | Europe | ||||||
| Transported belongings |
| CHF 2,000 | CHF 2,000
CHF 5,000 CHF 10,000 | ||||||
| Transported belongings Plus (incl. electronic and professional equipment) |
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| Selectable: CHF 2,000 CHF 5,000 CHF 10,000 | ||||||
| Extras of up to 10 % of the vehicle valued included |
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| Loss of use |
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| Selectable: CHF 1,000 CHF 2,000 CHF 3,000 | ||||||
| Deductible for partial accidental damage | CHF 300 | CHF 300 | CHF 0
CHF 300 CHF 1,000 | ||||||
| Full accidental damage coverage (partial accidental damage inclusive) | |||||||||
| Collision damages |
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| Deductible in the case of collision | CHF 1,000 | CHF 1,000 | CHF 500 CHF 1,000 CHF 2,000 CHF 5,000 | ||||||
| Parking damage |
| Selectable: CHF 1,000, one claim per year | Selectable: CHF 1,000, one claim per year | ||||||
| Parking damage Plus |
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| Selectable: Unlimited | ||||||
| Accident insurance | |||||||||
| On death | CHF 10,000 | CHF 20,000 | CHF 0 - CHF 150,000 | ||||||
| On disability | CHF 50,000 | CHF 100,000 | CHF 0 - CHF 500,000 | ||||||
| Treatment costs |
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| Daily hospital benefits / daily benefits |
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| CHF 0 - CHF 75 | ||||||
| Insurance against loss/damage abroad |
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| Selectable | ||||||
| Bonus protection | |||||||||
| Bonus protection and gross negligence (for liability and full accidental damage coverage) |
| Selectable | Selectable | ||||||
| Free Crash Recorder | |||||||||
| Install Crash Recorder | Selectable | ||||||||
